For the millions of workers who don’t have bank accounts, our pay card is a huge improvement over traditional paper checks. Wages are directly deposited to the employee's card. Employees can withdraw cash from ATM’s, make purchases or opt for cash back at millions of merchants worldwide. Best of all, it will save your organization money by reducing paperwork, eliminating lost checks and streamlining the payroll process. Your employees will no longer have to pay bank fees just to cash their payroll check. Employees can request additional cards for family members, etc.